Georgia Insurance Department
Floyd Memorial Building
6th Floor, West Tower
2 Martin Luther King Jr Blvd
Atlanta, GA 30334

Phone: 404-656-2056
Fax: 404-656-0874
Website: www.gainsurance.org
E-mail: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Agent & Adjuster Hour Requirements:

• 15 hrs annually (if licensed less than 20 years)
• 10 hrs annually (if licensed 20 years or more)

Line Specific Requirements: Courses must be in license type held

Flood

• 3 hrs - Property/Casualty agents who sell flood insurance policies must complete a one time 3 hour course on NFIP Basic Flood education

Ethics

• 3 hrs - Agent and Adjusters must complete 3 hrs of Ethics as a part of the total requirement

Education Methods:

• Classroom
• Self-Study*
• Online*

* Self-study or online final exams are required to be monitored by a disinterested non insurance-related third party (i.e., not a relative, friend or business associate).

Compliance Renewal Date:

• December 31, annually (renewals received 11/2 through 12/31 require a $15 late fee)

Carryover of Hours:

• Excess hours (to a maximum of 1/2 of CE requirement for the next renewal period) can be carried forward to the next renewal period)
• Excess Ethics hours may be applied to regular hours, but not carried forward as Ethics hours

Course Repetition:

• Courses can not be taken for credit more than once in a 2 year period (except courses on ethics, current issues or legislative updates)

Reporting Method:

• Course provider reports credits to the CE Administrator

Exemptions of CE Requirement:

• Non-residents
• Individuals who hold a nonactive license due to having been licensed as an agent for 10 consecutive years or more and do not perform insurance functions other than receiving renewal or deferred commissions
• Individuals that hold a CLU, CPCU, FLMI, CIC, CEBS, ChFC, CFP, CISR, CRM or AAI designation must complete 6 hrs annually (3 hrs being Ethics)
• Newly licensed individuals may use their prelicensing education certificate for CE credit for the first year